A Starting Point for Health Care Reform

What do you think about health care reform that includes the following points:

  1. Increase people’s incomes so they can afford health care (higher wages, better jobs, access to education, etc.).
  2. The ability to create medical health care accounts that can accumulate and collect interest, and that can be passed to heirs.
  3. Private insurance options for the masses, with reasonable protections for policyholders.
  4. Require employers over a certain size to provide health insurance options to their employees.
  5. Ensure that there is competition in the market for health insurance, and not just one or two giant companies who can fix prices.
  6. A way to get health care for those who have pre-existing conditions, either through private insurance and/or through government insurance and/or a government run health care system (public hospitals and such) charging based on ability to pay. More than one option is preferred.
  7. A government funded health care system as a safety net for those who cannot afford care. The amount the customers pay should be on a sliding scale, and anyone can use it as an alternative to private health care. This should include both federally funded options and state/county funded options.
  8. Tax incentives and grants to private hospitals and clinics to provide health care to those who cannot afford it.
  9. Make it illegal to turn away someone from an emergency room, regardless of the ability to pay (in states that do not have that law already).
  10. Full disclosure and transparency of pricing and billing by medical providers.

What do you think of those points, and is there anything I missed?

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Scott M. Stolz

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